{"id":89488,"date":"2025-06-18T06:38:16","date_gmt":"2025-06-18T05:38:16","guid":{"rendered":"https:\/\/www.alhadathlifriqui.com\/?p=89488"},"modified":"2025-06-18T06:38:18","modified_gmt":"2025-06-18T05:38:18","slug":"%d9%88%d9%83%d8%a7%d9%84%d8%a9-sp-%d8%aa%d8%b1%d9%81%d8%b9-%d8%a7%d9%84%d8%aa%d8%b5%d9%86%d9%8a%d9%81-%d8%a7%d9%84%d8%a7%d8%a6%d8%aa%d9%85%d8%a7%d9%86%d9%8a-%d9%84%d8%b4%d8%b1%d9%83%d8%a9-%d8%a7","status":"publish","type":"post","link":"https:\/\/www.alhadathlifriqui.com\/?p=89488","title":{"rendered":"\u0648\u0643\u0627\u0644\u0629 S&P \u062a\u0631\u0641\u0639 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u0634\u0631\u0643\u0629 “\u0627\u0644\u062e\u0644\u064a\u062c \u0644\u0644\u062a\u0643\u0627\u0641\u0644” \u0641\u064a \u0642\u0637\u0631 \u0625\u0644\u0649 “A-” \u0645\u0639 \u0646\u0638\u0631\u0629 \u0645\u0633\u062a\u0642\u0631\u0629"},"content":{"rendered":"

\u0623\u0639\u0644\u0646\u062a \u0648\u0643\u0627\u0644\u0629 S&P Global Ratings \u0639\u0646 \u0631\u0641\u0639 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062e\u0644\u064a\u062c \u0644\u0644\u062a\u0643\u0627\u0641\u0644 \u0641\u064a \u0642\u0637\u0631 (AKTI) \u0645\u0646 “BBB+” \u0625\u0644\u0649 “A-“\u060c \u0645\u0639 \u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0646\u0638\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0639\u0646\u062f “\u0645\u0633\u062a\u0642\u0631\u0629”.<\/p>\n

\u0648\u0623\u0634\u0627\u0631\u062a \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0641\u064a \u0628\u064a\u0627\u0646 \u0631\u0633\u0645\u064a \u0623\u0648\u062f\u0639\u062a\u0647 \u0644\u062f\u0649 \u0628\u0648\u0631\u0635\u0629 \u0642\u0637\u0631\u060c \u0625\u0644\u0649 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0631\u0627\u0631 \u064a\u0623\u062a\u064a \u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0627\u0644\u0642\u0648\u064a \u0648\u0627\u0644\u0645\u0633\u062a\u0642\u0631 \u0627\u0644\u0630\u064a \u0633\u062c\u0644\u062a\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629\u060c \u062d\u064a\u062b \u062a\u062c\u0627\u0648\u0632\u062a \u0646\u062a\u0627\u0626\u062c\u0647\u0627 \u0641\u064a \u0627\u0644\u0627\u0643\u062a\u062a\u0627\u0628 \u0645\u062a\u0648\u0633\u0637 \u0627\u0644\u0633\u0648\u0642\u060c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u062a\u062d\u0633\u064a\u0646\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0641\u064a \u0645\u0644\u0641 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0639\u0628\u0631 \u0633\u0644\u0633\u0644\u0629 \u0645\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629 \u0644\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/p>\n

\u064a\u064f\u0630\u0643\u0631 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u062a\u0631\u0642\u064a\u0629 \u062a\u0623\u062a\u064a \u0628\u0639\u062f \u0625\u0639\u0644\u0627\u0646 \u0648\u0643\u0627\u0644\u0629 AM Best \u0641\u064a \u0641\u0628\u0631\u0627\u064a\u0631 2025 \u0639\u0646 \u0645\u0646\u062d “\u0627\u0644\u062e\u0644\u064a\u062c \u0644\u0644\u062a\u0643\u0627\u0641\u0644” \u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 “A-” (\u0645\u0645\u062a\u0627\u0632)\u060c \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 “a-” \u0645\u0639 \u0646\u0638\u0631\u0629 \u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0645\u0633\u062a\u0642\u0631\u0629\u060c \u0645\u0633\u062a\u0646\u062f\u0629\u064b \u0625\u0644\u0649 \u0645\u062a\u0627\u0646\u0629 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0644\u0634\u0631\u0643\u0629\u060c \u0648\u0643\u0641\u0627\u0621\u0629 \u0623\u062f\u0627\u0626\u0647\u0627\u060c \u0625\u0644\u0649 \u062c\u0627\u0646\u0628 \u0625\u062f\u0627\u0631\u0629 \u0645\u0646\u0627\u0633\u0628\u0629 \u0644\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u064a\u0629.
\n– \u0646\u0642\u0627\u0637 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u062a\u064a \u0627\u0633\u062a\u0646\u062f\u062a \u0625\u0644\u064a\u0647\u0627 \u0648\u0643\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0635\u0646\u064a\u0641:<\/p>\n

\u0642\u0648\u0629 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0639\u0645\u0648\u0645\u064a\u0629: \u0635\u0646\u0641\u062a\u0647\u0627 AM Best \u0628\u0623\u0646\u0647\u0627 “\u0642\u0648\u064a\u0629 \u062c\u062f\u064b\u0627”\u060c \u0645\u0639 \u062a\u063a\u0637\u064a\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a\u0627\u062a \u0627\u0644\u0641\u0646\u064a\u0629 \u0627\u0644\u0635\u0627\u0641\u064a\u0629 \u0628\u0646\u0633\u0628\u0629 264.6% \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0623\u0635\u0648\u0644 \u0627\u0644\u0633\u0627\u0626\u0644\u0629 (\u0627\u0644\u0646\u0642\u062f \u0648\u0627\u0644\u0635\u0643\u0648\u0643).<\/p>\n

– \u0645\u062d\u0641\u0638\u0629 \u0627\u0633\u062a\u062b\u0645\u0627\u0631\u064a\u0629 \u0645\u062d\u0627\u0641\u0638\u0629 \u0648\u0633\u0627\u0626\u0644\u0629\u060c \u0631\u063a\u0645 \u0627\u0644\u062a\u0639\u0631\u0636 \u0627\u0644\u0645\u0644\u062d\u0648\u0638 \u0644\u0633\u0648\u0642 \u0627\u0644\u0639\u0642\u0627\u0631\u0627\u062a \u0627\u0644\u0642\u0637\u0631\u064a.
\n– \u062a\u062d\u0633\u0646 \u062a\u062f\u0631\u064a\u062c\u064a \u0641\u064a \u0627\u0644\u0639\u0627\u0626\u062f \u0639\u0644\u0649 \u062d\u0642\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 (ROE) \u0645\u0646\u0630 2020\u060c \u0645\u0639 \u062a\u062d\u0642\u064a\u0642 \u0646\u0633\u0628 \u0645\u0632\u062f\u0648\u062c\u0629 \u0645\u0646\u0630 2022.
\n– \u0623\u062f\u0627\u0621 \u0627\u0643\u062a\u062a\u0627\u0628 \u0642\u0648\u064a\u060c \u062d\u064a\u062b \u0628\u0644\u063a \u0645\u062a\u0648\u0633\u0637 \u0646\u0633\u0628\u0629 \u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0645\u062c\u0645\u0639\u0629 \u0644\u0644\u0641\u062a\u0631\u0629 (2019\u20132023) \u0646\u062d\u0648 83.6%.
\n– \u0647\u064a\u0643\u0644 \u062a\u0643\u0627\u0641\u0644\u064a \u0645\u0632\u062f\u0648\u062c (\u0647\u062c\u064a\u0646) \u064a\u062c\u0645\u0639 \u0628\u064a\u0646 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0648\u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0645\u0634\u062a\u0631\u0643\u064a\u0646\u060c \u0645\u0639 \u062a\u0637\u0628\u064a\u0642 \u0646\u0638\u0627\u0645 \u0627\u0644\u0648\u0643\u0627\u0644\u0629 \u0648\u0627\u0644\u0645\u0636\u0627\u0631\u0628\u0629 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0627\u0644\u0639\u0648\u0627\u0626\u062f.<\/p>\n

\u0648\u0631\u063a\u0645 \u0647\u0630\u0647 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0625\u064a\u062c\u0627\u0628\u064a\u0629\u060c \u0623\u0634\u0627\u0631\u062a \u0627\u0644\u0648\u0643\u0627\u0644\u062a\u0627\u0646 \u0625\u0644\u0649 \u0628\u0639\u0636 \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0627\u0644\u0646\u0633\u0628\u064a\u0629\u060c \u0645\u062b\u0644:<\/p>\n

– \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0627\u0644\u0645\u0639\u062a\u062f\u0644 \u0639\u0644\u0649 \u0625\u0639\u0627\u062f\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u062a\u0645 \u0627\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646\u0647 \u0639\u0628\u0631 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0634\u0631\u0643\u0627\u062a \u0625\u0639\u0627\u062f\u0629 \u062a\u0623\u0645\u064a\u0646 \u0630\u0627\u062a \u062a\u0635\u0646\u064a\u0641 \u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0645\u0645\u062a\u0627\u0632.
\n– \u0636\u0639\u0641 \u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a\u060c \u062d\u064a\u062b \u062a\u062a\u0631\u0643\u0632 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0634\u0631\u0643\u0629 \u0641\u064a \u0627\u0644\u062a\u0623\u0645\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0633\u064a\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0635\u062d\u0629 \u0628\u0634\u0643\u0644 \u0631\u0626\u064a\u0633\u064a.<\/p>\n","protected":false},"excerpt":{"rendered":"

\u0623\u0639\u0644\u0646\u062a \u0648\u0643\u0627\u0644\u0629 S&P Global Ratings \u0639\u0646 \u0631\u0641\u0639 \u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0637\u0648\u064a\u0644 \u0627\u0644\u0623\u062c\u0644 \u0648\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0642\u0648\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u0629 \u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u062e\u0644\u064a\u062c \u0644\u0644\u062a\u0643\u0627\u0641\u0644 \u0641\u064a \u0642\u0637\u0631 (AKTI) \u0645\u0646 “BBB+” \u0625\u0644\u0649 “A-“\u060c \u0645\u0639 \u062a\u0623\u0643\u064a\u062f \u0627\u0644\u0646\u0638\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644\u064a\u0629 \u0639\u0646\u062f “\u0645\u0633\u062a\u0642\u0631\u0629”. \u0648\u0623\u0634\u0627\u0631\u062a \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0641\u064a \u0628\u064a\u0627\u0646 \u0631\u0633\u0645\u064a \u0623\u0648\u062f\u0639\u062a\u0647 \u0644\u062f\u0649 \u0628\u0648\u0631\u0635\u0629 \u0642\u0637\u0631\u060c \u0625\u0644\u0649 \u0623\u0646 \u0647\u0630\u0627 \u0627\u0644\u0642\u0631\u0627\u0631 \u064a\u0623\u062a\u064a \u0646\u062a\u064a\u062c\u0629 \u0627\u0644\u0623\u062f\u0627\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a \u0627\u0644\u0642\u0648\u064a \u0648\u0627\u0644\u0645\u0633\u062a\u0642\u0631 \u0627\u0644\u0630\u064a \u0633\u062c\u0644\u062a\u0647 \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 \u0627\u0644\u0645\u0627\u0636\u064a\u0629\u060c …<\/p>\n","protected":false},"author":16,"featured_media":89489,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[21763,60,6742,25450,28],"tags":[30221,30220],"class_list":["post-89488","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hot-events","category-60","category-6742","category-25450","category-28","tag-qatar-alkhaleejtakaful-takaful-creditrating-spglobal-ambest-qatarinsurance-financialsector-gulfeconomy-qse-insurancenews-meir","tag--_-__"],"jetpack_featured_media_url":"https:\/\/www.alhadathlifriqui.com\/wp-content\/uploads\/2025\/06\/s-p-global-results.webp","_links":{"self":[{"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/posts\/89488","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=89488"}],"version-history":[{"count":1,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/posts\/89488\/revisions"}],"predecessor-version":[{"id":89490,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/posts\/89488\/revisions\/89490"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=\/wp\/v2\/media\/89489"}],"wp:attachment":[{"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=89488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=89488"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alhadathlifriqui.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=89488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}